Side-by-side comparison

PayReady vs Graft: Which is better for sole traders in the UK and Ireland?

Graft is a UK trade business management app. PayReady is also built for UK and Irish tradesmen - but goes further with PayReady AI quote generation in 30 seconds, WhatsApp send, full Irish market support, and PayReady AI-written payment reminders when clients go quiet.

Free during Early Access. No credit card. Ready in 2 minutes.

The key difference

Both built for UK tradesmen - different approach to quoting

The key difference is how quickly you can produce a professional quote and what happens after you send it.

PayReady

AI quotes. WhatsApp send. PayReady AI payment chasers.

Describe the job in plain English. A professional quote with your branding, correct VAT, and your rates is ready in 30 seconds. Send it via WhatsApp - not a PDF email attachment. When the client goes quiet, PayReady AI drafts the chaser. Works fully from your phone.

Graft

UK trade management with template quoting.

Graft provides quoting, invoicing, and job management for UK tradesmen. Quotes are built from templates and line items - a solid approach, but slower than AI generation. No AI quoting, no WhatsApp send, and limited support for Irish tradesmen.

Feature comparison

PayReady vs Graft

FeaturePayReadyGraft
PayReady AI quote from plain English (30 sec)
WhatsApp send
Mobile-first (works fully on phone)
Irish VAT rates (23% / 13.5% / 9%)
EUR support (Ireland)
UK VAT (20% / 5%)
PayReady AI payment reminders - 3 tones
Basic payment remindersPartial
Stage invoicing
Quote to invoice, one tap
Works in Ireland and the UKUK only
Starting priceFree~£25/mo

Pricing comparison

What you actually pay

PayReady

Free now

Join during Early Access and lock in your founding member rate when pricing launches. No credit card, no time limit.

  • Early Access: completely free - no card, no expiry
  • Founding member annual rate on launch: €19/mo (IE) / £16/mo (UK) - locked for life
  • Standard Pro monthly: €29/month (IE) / £25/month (UK)
  • Standard Pro annual: €24/mo billed €288/year (IE) / £20/mo billed £240/year (UK)
  • Flat price - not per user

Graft

~£25/mo

UK trade management subscription. No Irish market support or AI features.

  • Monthly subscription from ~£25/month
  • UK-focused, GBP only
  • No AI quote generation
  • No WhatsApp send
  • No AI payment reminder system

PayReady is completely free during Early Access. PayReady is priced at £25/month (UK) or €29/month (Ireland) - the same ballpark as Graft, but with PayReady AI quoting, WhatsApp send, and PayReady AI payment chasers included.

Our honest take

Which should you choose?

Choose PayReady if

  • You want to quote faster with AI - 30 seconds from description
  • You want to send quotes and invoices via WhatsApp
  • You are based in Ireland or want Irish VAT support
  • You want PayReady AI-written payment chasers
  • You want to run your full business from your phone

Consider Graft if

  • You are UK-based and happy with template quoting
  • You do not need Irish VAT or EUR support
  • You prefer a UK-built alternative
The smarter way to run your trade business

Same price range as Graft. More powerful than Graft.

PayReady AI quoting in 30 seconds. WhatsApp send. Irish and UK VAT automatic. PayReady AI payment reminders. Free during Early Access.

Get early access - it's freeSee all features

Free during Early Access. No credit card. Ready in 2 minutes.

Common questions

Graft vs PayReady - FAQs