Free during Early Access - Founding Users lock in Pro at the early rate for life

Side-by-side comparison

PayReady vs Fergus: Which is right for sole traders in the UK and Ireland?

Fergus is a job management platform built in New Zealand, used by small trade businesses in the UK. PayReady is built specifically for sole traders in the UK and Ireland - PayReady AI quotes in 30 seconds, WhatsApp send, Irish VAT, and PayReady AI payment chasers. Different tools for different scales.

Get early access - it's freeSee full comparison

Free during Early Access. No credit card. Ready in 2 minutes.

The key difference

Built for trade teams vs built for the sole trader

Fergus is designed for trade businesses with staff to manage. PayReady is designed for the one-person trade business who needs to quote fast and get paid faster.

PayReady

The sole trader's tool. Mobile-first. AI-powered.

Describe a job in plain English - professional quote in 30 seconds, WhatsApp send, one-tap invoice, PayReady AI payment chaser when the client goes quiet. No desktop required. Built specifically for sole traders in the UK and Ireland. Working in 2 minutes.

Fergus

Job management for small trade businesses.

Fergus is a job management platform built in New Zealand and used by small trade businesses in the UK. It handles quoting, job costing, timesheets, scheduling, and purchase orders - a comprehensive platform for businesses with staff to coordinate. More than a sole trader typically needs.

Feature comparison

PayReady vs Fergus

FeaturePayReadyFergus
PayReady AI quote from plain English (30 sec)
WhatsApp send
Mobile-first (works fully on phone)Partial
Irish VAT rates (23% / 13.5% / 9%)Partial
EUR support (Ireland)Partial
PayReady AI payment reminders - 3 tones
Built specifically for UK and IrelandNZ primary
Job costing and timesheets
Purchase orders
Crew accountsComing soon
Pricing modelFlat ratePer user/month
Starting priceFree~£35/mo per user

Pricing comparison

What you actually pay

PayReady

Free now

Join during Early Access and lock in your founding member rate when pricing launches. No credit card, no time limit.

  • ✓Early Access: completely free - no card, no expiry
  • ✓Founding member annual rate on launch: €19/mo (IE) / £16/mo (UK) - locked for life
  • ✓Standard Pro monthly: €29/month (IE) / £25/month (UK)
  • ✓Standard Pro annual: €24/mo billed €288/year (IE) / £20/mo billed £240/year (UK)
  • ✓Flat price - not per user

Fergus

~£35/mo

Per user per month. Built for trade businesses with staff. NZ pricing origin.

  • –Starting from ~£35/month per user
  • –Per-user pricing - not flat rate
  • –Built for businesses with 2-10 staff
  • –No AI quoting or payment reminders
  • –Primary market is New Zealand

PayReady is completely free during Early Access. A sole trader on Fergus pays the same per-user rate as a business with a team. PayReady is a flat rate designed for a one-person trade business.

Our honest take

Which should you choose?

Choose PayReady if

  • You are a sole trader in the UK or Ireland
  • You want PayReady AI quotes from plain English in 30 seconds
  • You want WhatsApp send and PayReady AI payment chasers
  • You want a flat monthly rate - not per user
  • You want Irish and UK VAT handled automatically

Choose Fergus if

  • You have a team of 2-10 staff to coordinate
  • You need job costing, timesheets, and purchase orders
  • You are a UK trade business, not a sole trader
  • You need scheduling and staff management
The smarter way to run your trade business

For the sole trader who needs to quote fast and get paid faster.

PayReady AI quotes in 30 seconds. WhatsApp send. Irish and UK VAT automatic. PayReady AI payment chasers. Free during Early Access.

Get early access - it's freeSee all features

Free during Early Access. No credit card. Ready in 2 minutes.

Common questions

Fergus vs PayReady - FAQs